Liability Insurance for Medical Transportation Providers

Aon Affinity’s Non-Emergency Medical Transportation offers specialized insurance solutions for eligible* transportation classes with competitive coverage options and regulatory support.

Non-Emergency Medical Transportation (NEMT)

Providing assistance to individuals to and from medical appointments such as dialysis and physical or occupational therapy.

Paratransit Transportation

Intended for communities to serve individuals who are unable to use fixed route services.

Ambulance Medical Transportation

For risks that include less than 5% emergency or 911 calls.

Professional Liability

Commercial Auto

Commercial General Liability

Employee Benefits Liability

Sexual Abuse & Molestation

Excess Liability

Available Coverage Enhancements

Scheduled additional insureds  

Primary non-contributory endorsement

30-day notice of cancellation 

Waiver of Subrogation

Program Highlights

Package solution including Auto and PL/GL, with Excess Liability available when contractually required

Admitted Commercial Auto coverage with limits up to $1 million.

Blanket Additional Insured included on Auto policies.

Form E and regulatory filing support

Excess Liability with limits up to $1 million

Professional Liability coverage includes loading and unloading exposures through our Transportation Endorsement

Have a non-emergency medical transport account you'd like to discuss? 
Reach out today! 

Targeting eligible risks in 36 states:
AL, AR, CO, CT, DE, ID, IL, IN, IA, ID, KS, KY, MD, ME, MN, MS, MO, MT, NE, NV, NH, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WV, WI, and WY.

Premier opportunities in other eligible states may also be reviewed based on account quality and underwriting fit.

Please note: Currently, we are not accepting new business for risks operating in AK, DC, FL, HI, LA, MA, NM, NY, NJ, or PA.